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SMILEY INSURANCE AGENCY Blog

View the latest blog posts from SMILEY INSURANCE AGENCY.

When was the last time you thought about your home insurance policy? Many property owners do not use this policy often. They know it is a must-have. They keep making their payments on it. Yet, they do not recognize that home insurance should not just renew automatically. Many companies allow this for convenience. READ MORE >>

Electric vehicles are growing in popularity. Manufacturers, such as Ford and Volkswagen, are increasing the availability of these vehicles. Tesla and other high-end models continue to dominate the interests of today's drivers. The company has a new electric and self-driving Roadster, in fact. READ MORE >>

Many homeowners experience theft of packages left outside their homes. Unfortunately, it can be hard to be home waiting for the delivery driver. And, with more people using e-commerce to buy even their everyday items, this type of theft is growing. Some delivery providers offer new solutions. READ MORE >>

Whether it's a new year, new quarter or new month, business goals probably come to mind. Maybe you're crushing them; maybe not. If you find yourself in the later group, here's a way to help you make goals that you can achieve. Specific: Your goal needs to be specific. Don't just say that you want to make a lot of money this year. READ MORE >>

Hitting a deer is a costly and even life-threatening incident. It can happen to anyone. It can happen if you drive slowly or fast. Even in areas that are not full of woods, deer can be present. Preventing striking a deer with your car is critical. READ MORE >>

A broken television can be a large loss for some homeowners. Many of today's larger TVs cost hundreds of dollars or more. When an accident occurs and that TV hits the floor, you may be a bit worried about the loss. In some situations, your home insurance can help you. READ MORE >>

The success of a business depends, in part, on its reputation. If the brand develops a poor reputation, obtaining new customers is difficult. Some instances can damage that reputation. When a crisis occurs, for example, reputation damage can be painful for the company. Reputation insurance minimizes this. READ MORE >>

Auto insurance costs differ from one person to the next. One of the reasons is often the deductible. This is the amount paid prior to the insurer funding the rest of the insurance claim. Choosing the right deductible amount is important. It impacts how much you'll pay for insurance and claims overall. READ MORE >>

Home insurance policies differ significantly from one another. In many situations, they will provide coverage for smoke damage. However, this depends on a variety of factors. The individual circumstances of the situation play the biggest role here. Homeowners need to take a closer look at their policy to learn if smoke damage coverage is available. READ MORE >>

Some people think natural cycles cause climate change. Others argue that human action warmed the planet. The Insurance Information Institute (III) says the reasons may not matter to insurers. Business insurance companies care about managing risks. They need to predict future claims. READ MORE >>

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